Commercial Lending

Freedom Financial Solutions is proud to provide you with a comprehensive financial service package, delivered by our dedicated team of professionals.

Whether your company’s needs are large or small, simple or complicated, Freedom Financial Solutions has the experience and products to meet your needs. Our experts are able to help you achieve your company’s needs, whether it be a simple line of credit to manage day-to-day operations or complex financing to spur your company’s growth, using many programs, Freedom Financial Solutions can help you reach your goals.

Freedom works with various commercial lenders including commercial banks, mutual companies, private lending institutions, hard money lenders and other financial groups. Freedom provides an evaluation of a borrower and then recommends the loan to a number of different commercial lenders whom they feel will be most likely to fund the borrower’s request. Due to the wide variety of standards on which they base their financial criteria and evaluate potential borrowers, Freedom ensures you have a complete understanding of what is needed to meet their criteria. We facilitate the process and come up with innovative and unique ways to overcome obstacles that the borrower may not be able to access on their own.

Business Line of Credit:

A revolving commercial line of credit, secured by real property that gives a business more control over its borrowing costs.

Product Details:

  • Small interest only payments each business day, instead of large monthly payments
  • Receive funding in as little as 5-7 business days
  • Two year term
  • Monthly pay downs without penalty allowed
  • Advances subsequent to the initial advance up to the credit line limit allowed

Qualification Highlights:

  • Must be in business for at least three months
  • Must be collateralized by real estate
  • No minimum credit score required to qualify
  • Personal guaranty of business owner required

Collateral Types Accepted*:

  • Residential property (single family, multi-family, condo, co-op)
  • Vacant land
  • Commercial property (retail, office, owner-occupied)

*Multiple collateral types may be pledged


Cash Flow Loans:

Has your business been operating more than 6 months and have more than $10k a months in deposits? You could qualify for a loan to help with working capital, purchase equipment or product.
How it Works:

  1. Submit one-page signed application
  2. Submit last 6-months of business bank statements
  3. Receive pre-approval within 24 hours
  4. Provide documentation and, if necessary, proof of assets
  5. Receive funding in as little as two days


Loan Terms:

  • Loan amounts from $10,000 – $500,000
  • Same day pre-approval
  • Receive funding in as little as two days
  • Loan terms of 6 – 12 months
  • Daily ACH Payments / 5 days a week



  • Minimum 6 months in business
  • No restricted industries
  • Business must be located in one of the listed states
  • Loans above $100K require assets owned by business or guarantor (vehicles, real estate, etc.)
  • We will go behind competitors’ UCCs
  • Tax liens (with payment plans) OK
  • NSFs OK
  • One-page signed application
  • 6 months of business bank statements, and if available, business tax return


Required Documents:

  • One-page signed application
  • 6 months of business bank statements, and if available, business tax return


Asset Based Lending:

is a great solution for businesses that have needs that are outside the realm of what traditional banks can offer. Whether it’s greater leverage, softer covenants, or more flexibility, asset based structures can be customized to meet the needs of each individual company. Asset based lending provides a line of credit or loan based on your company’s eligible:

  • Accounts receivable
  • Inventory
  • Machinery and equipment

Asset based lending offers more flexibility than other methods of financing, and is a fast and cost-effective way to obtain working capital. Unlike certain types of structured financial products, with an asset based lending relationship, you do not have to give up equity in your company. ABL gives your company the flexibility it needs to grow, recapitalize, take advantage of supplier discounts, buyout shareholders, or even to fund payroll. It can increase or decrease based on your current business size and needs, and you’ll have daily and weekly access to your line of credit when you request it.